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  What Is Appraisal Contingency: A Key to Protecting Your Home Purchase An appraisal contingency is a clause in a real estate contract that protects buyers by allowing them to back out of the deal if the home appraises for less than the agreed-upon purchase price. Essentially, it’s a safeguard that ensures buyers don’t overpay for a property while reassuring lenders that the home’s value justifies the loan amount. When you purchase a home, especially with a mortgage, the lender requires an independent third-party appraisal to assess the home’s market value. This appraisal helps determine how much the lender is willing to lend. If the appraisal comes back lower than the sale price, the lender may only approve a loan for the appraised value, leaving the buyer responsible for covering the difference out-of-pocket. With an appraisal contingency in place, the buyer has several options if the appraisal is lower than the purchase price. They can renegotiate the price with the sel...

                                  Just Listed  Pine Mountain Club- Views, Views Views. Spectacular views. We just listed this 3 bedroom 2 bath home. 1,889 sq.ft. home on a 10,244 sq.ft. lot.  Open concept home with central heating and air conditioning.  Close to club house with many amenities. Great family home or short term,rental. $485,000 Motivated seller. Call me 818-880-4630. JD Walsh 02180921 Estate Agent Thinking of Selling.  At Wonderland Luxury Real Estate we excel in servicing high end properties, but we are also local area specialists with a lot of knowledge of the surrounding communities. Our in-depth knowledge of the local market allows us to understand the property values and trends in order to aggressively negotiate the best values for our clients. Relocation Specialist Full Service. Moving out of t...

Skinny Taste Smoked Salmon  Chowder Start the New Year with this delicious Smoked Salmon Chowder. You can easily substitute ham. https://www.skinnytaste.com/smoked-salmon-chowder/ Prices of course fluctuated a little throughout the year depending on the property type and location, but all and all prices held extremely firm, which was amazing to hold near these all times highs in a year of much less demand due to a combination of prices and mortgage rates. All predictions are calling for an increase in transactions in 2025 which we agree with. It's going to be a much busier year... We are excited about 2025 the future looks bright! Let me know what I can do to help you... If you know anyone who might be buying or selling their home could you please share their name with me or my name with them. Your referral is my greatest compliment. Thank you