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                      Original Texas Sheet Cake Recipe              Judaysia Walsh Real Estate Agent 818 880-4630 2 cups flour 2 cups sugar 1 tsp. baking soda ½ tsp salt 2 sticks butter 4 Tlbsp. cocoa 1 cup water Mix above together then add ½ cup sour cream 2 eggs 1 tsp vanilla Pour into a sheet pan. Bake 400 for 20 minutes Icing 1 box confectioners’ sugar 4 Tlbsp. cocoa 1 stick butter  1 tsp. vanilla 1 cup pecans 3 or more Tlbsp milk Mix until smooth Icing should be thick like fudge.  Ice cake hot from the oven. Tip: melt butter and choc together ISellHousesToday.com  Instagram: judaysiarealestate  

  What the One Big Beautiful Bill Means for Real Estate and You ·          Overall, OBBB was a big win for real estate: it extended and/or permanently enshrined many tax breaks for homeowners, property investors, and Realtors. The NAR (National Association of Realtors), NAHB (National Association of Home builders), and MBA (Mortgage Bankers Association) all loved it. Let’s a take a closer look at the relevant provisions: Permanent extension of the 2017 (Tax Cuts and Jobs Act) personal income tax rates , which were scheduled to sunset after 2025. The highest marginal tax rate will remain at 37%, with inflation adjustments (protecting more income from taxes) for the 10%, 12% and 22% brackets. The standard deduction was also permanently increased (nearly doubled!) to $15,750 for single filers and $31,500 for joint filers. There is an additional $6000 deduction for seniors through 2028. Permane...

   Judaysia Walsh Real Estate Agent dre02180921 Americans will be able to leverage their rent payments to qualify for a mortgage under a new order from Federal Housing Finance Agency Director Bill Pulte. Pulte, who heads the primary U.S. housing regulator that oversees Fannie Mae and Freddie Mac, posted on X on Tuesday that "credit history will no longer just include credit cards and loans."  In recent weeks, the housing regulator has been slowly expanding ways that Americans will be able to qualify for a mortgage, even directing Fannie Mae and Freddie Mac last month to consider cryptocurrency as an asset for single-family mortgage loan risk assessments. Pulte ordered the government-sponsored enterprises, which play a critical role in the home financing industry, to "prepare their businesses to count cryptocurrency as an asset for a mortgage."  Previously, home buyers' credit was based solely on FICO scores, which did not consider rent payments. Now, Re...

 

When you are searching for the right home, consider looking at properties in gated communities if you value privacy and security. A gated community is a highly secure residential neighborhood that’s enclosed by fences or walls. It may also have controlled entrances that can only be accessed by traveling through a gate. Getting into the community is possible via a camera, security guard, or keypad. The purpose of a gated community is to ensure residents receive a level of security and privacy that isn’t available in standard neighborhoods and suburbs. Most entrances into gated communities are monitored or guarded, which means that access is restricted for non-residents.Many prospective homeowners consider gated communities because they allow for a more relaxed and peaceful lifestyle. 

  What Is Appraisal Contingency: A Key to Protecting Your Home Purchase An appraisal contingency is a clause in a real estate contract that protects buyers by allowing them to back out of the deal if the home appraises for less than the agreed-upon purchase price. Essentially, it’s a safeguard that ensures buyers don’t overpay for a property while reassuring lenders that the home’s value justifies the loan amount. When you purchase a home, especially with a mortgage, the lender requires an independent third-party appraisal to assess the home’s market value. This appraisal helps determine how much the lender is willing to lend. If the appraisal comes back lower than the sale price, the lender may only approve a loan for the appraised value, leaving the buyer responsible for covering the difference out-of-pocket. With an appraisal contingency in place, the buyer has several options if the appraisal is lower than the purchase price. They can renegotiate the price with the sel...